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Consumer Financial Capability and Financial Wellbeing; Multi-Year Analyses
The positive association between financial capability and financial wellbeing is well-established in the literature. However, research is limited in...
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Financial Safety Nets or Rescue Fantasies? A Moderating View of the Relationship between Usage of Alternative Financial Services and Financial Anxiety among College Students
Guided by the knowledge-behavior-opportunity approach to financial capability (**ao et al.,
2022 ), our study explored whether financial dependence on...
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Financial Inclusion and Digital Financial Literacy: Do they Matter for Financial Well-being?
Globally, financial well-being has received considerable attention from researchers and policymakers as an indicator of financial health in the...
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Financial Stress as an Antecedent of Financial Snoo** Attitudes
Times of financial stress are riddled with uncertainty about the future. When faced with financial stress, some couples may attempt to re-establish a...
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Financial Socialization, Financial Identity, and Financial Well-Being Among University Students Taking a Consumer Economics Course
Derived from Marcia’s (
1966 ) identity statuses, we examine how financial identity statuses (achievement, moratorium, foreclosure, diffusion; Barber...
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Is Ignorance Bliss? Use of Alternative Financial Services, Financial Knowledge, and Financial Anxiety
While there is growing empirical attention to the factors affecting the use of Alternative Financial Services (AFS), outcomes of use of AFS are not...
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Financial Behaviors, Government Assistance, and Financial Satisfaction
Using data from the 2018 National Financial Capability Study (NFCS), this study examined the relationships between poor financial behaviors,...
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The Household Multidimensional Poverty Reduction Effects of Digital Financial Inclusion: A Financial Environment Perspective
The poverty alleviation effects of digital financial inclusion are widely recognized, while these effects are dependent on the financial environment....
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Examining the Validity of Financial Knowledge Measures in a Context of Racialized Financial Market
Research shows that U.S. racial minority groups have lower levels of financial knowledge than whites, yet an explanation for the knowledge gap...
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Money Talks: Testing a Series of Financial Literacy Modules to Encourage Financial Conversations in Middle School Families
The financial conversations parents/caregivers have with their children play a pivotal role in their financial development. Yet, little is known...
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Confident Commitment: Financial Self-Efficacy’s Indirect Association with Romantic Relationship Flourishing Through Financial Behaviors
This study examined whether financial behaviors mediate the association between financial selfefficacy and romantic relationship flourishing....
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Psychological Self-Sufficiency and Financial Literacy among Low-Income Participants: An Empowerment-Based Approach to Financial Capability
Building on theory and research in financial capability, this study enhances a financial capability model by integrating psychological...
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Financial Access Policy Goals Pursued by the Consumer Financial Protection Bureau (CFPB) in Its Regulatory Function: 2011–2023
Universal financial access, or the ability for all to open, afford, and continuously use beneficial and affordable financial products and services,...
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National Culture and Financial Capability: A Global Perspective
The origins of financial capability assessed at the country level can be traced back to the socio-economic and quality of life factors. However, the...
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Predicting Financial Well-Being Using the Financial Capability Perspective: The Roles of Financial Shocks, Income Volatility, Financial Products, and Savings Behaviors
Efforts to improve family financial well-being usually employ individual-level, knowledge-targeted educational efforts. However, the availability and...
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‘This is How you Will Make It’: Mothers, Othermothers, and Black Women’s Family Financial Socialization
This study uses the theories of financial tool-kits and family financial socialization to examine the messages Black women received about money from...
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Introduction to the Special Issue on “Financial Capability and Asset Building for Family Financial Wellbeing”
The papers in this issue emerged from a 2020 social work academic conference focused on financial capability and asset building (FCAB) research. This...
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Learning from Bitter Memories: Frequency and Resolution of Interparental Financial Conflicts, Financial Beliefs and Behaviors, and Well-Being among Hong Kong Young Adults
Drawing from family systems theory and family financial socialization theory, we examined associations among interparental financial conflicts...
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Are Financial Well-Being and Financial Stress the Same Construct? Insights from an Intensive Longitudinal Study
Since the 2008 economic crisis, research on financial well-being has grown exponentially. Most of the studies have investigated the predictors of...
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Do Financial Barrier Beliefs About Marriage Predict Building Wealth? Latent Growth Curves of Emerging Adults’ Financial Barrier Beliefs, Assets, and Debt
Scholars have found that among emerging adults, financial barrier beliefs about marriage—like believing financial independence should be achieved...
