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Article
Cognitive abilities and life insurance holdings: evidence from 16 European countries
The aim of this study is to examine the relationship between two types of cognitive abilities (numeracy and recall) and life insurance holdings in European countries. Households with better numeracy and recall...
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Article
The Impact of Health on Work in China: A Study Using Pilot Survey Data
Using the China Health and Retirement Longitudinal Study pilot survey, this paper analyses the relationship between work and health in middle-aged and elderly people in China. Using an instrumental variable es...
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Article
Expiration Dates in Automobile Insurance Contracts: The Curious Case of Last Policy Month Claims in Taiwan
This paper investigates a widespread trend in the Taiwanese automobile insurance market in which the loss claims of vehicle damage insurance contracts have a high propensity to occur just before the end of the...
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Article
Health insurance provision and labor contracts for small firms
Healthcare reform in the USA requires all Americans to buy health insurance and businesses above a certain size to offer healthcare coverage to their employees by 2014. Understanding why some entrepreneurs do ...
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Article
Pricing Effectiveness and Regulation: An Examination of Premium Rating in Taiwan Automobile Insurance
This paper examines premium determination of voluntary automobile insurance policies and risk classification under Taiwan’s heavily regulated rating system. On the basis of a unique data set, we investigate th...
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Article
Tax Deductions for Losses and Equilibrium in Competitive Insurance Markets
This paper examines how tax deductions related to uninsured personal losses may be Pareto-improving if there are inefficiencies in insurance markets in the context of adverse selection by including individuals...
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Article
On Compulsory Per-Claim Deductibles in Automobile Insurance
The purposes of this paper are to analyze the theoretical characteristics of the compulsory deductible system and to verify the rationality of an increasing per-claim deductible in automobile insurance. We der...
