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Zero-day and zero-click attacks on digital banking: a comprehensive review of double trouble
The media has consistently covered the far-reaching consequences of Zero-Click and Zero-Day attacks on digital banking, which have resulted in...
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Investigating the effect of ESG on retail banks’ customer equity
Environmental, social and governance (ESG) has recently been gaining attention as an important consideration for corporate management strategies...
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Prudential net zero transition plans: the potential of a new regulatory instrument
Net zero transition plans are a promising additional instrument for prudential supervisors to assess, address and bring distant financial risks into...
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Consumer resistance to internet banking services: implications for the innovation resistance theory
This research is an extension of the innovation resistance theory (IRT). On the basis of the literature review, IRT highlights a set of functional...
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Transitional role of risk and uncertainty on bank-based versus market-based relationship: evidence from MENA region
The study re-examines the complementarity hypothesis of bank versus market-based financial structure in develo** countries during periods of...
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Digital Technology and Its Impact on Islamic Social Finance Literacy
Indonesia is one of five middle-income countries that remains trapped in the area where the richest 10 percent of their population continue to...
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The iSPAC
Special purpose acquisition companies (SPACs) are one of the most celebrated investment vehicles in recent years. Relative to traditional IPOs, SPACs...
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European banking M&As: The role of financial advisors
We investigate the puzzle of banks contracting the services of external advisors for deals they can self-manage and the role of financial advisors in...
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Effect of COVID-19 health threat on consumer’s perceived value towards mobile payments in India: a means-end model
Shifting to mobile payments from offline payments can be considered as a social distancing measure in times of a pandemic. The COVID-19 outbreak is...
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What factors influence the usage of mobile banking among digital natives?
Digital technologies have emerged and are used to change the business model in many industries, including the financial sector. Many financial...
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Bank Market Value and Loan Supply
We study how the misvaluation of banks affects their loan supply by considering proprietary data on 83 banks from 11 euro-area countries from 2010Q1...
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Bank charter values and operational risk
We examine how bank charter values affect banks' risk-taking strategies in area of operational risk. We investigate whether higher bank charter...
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How do board and ownership characteristics affect bank risk-taking? New evidence from sub-Saharan Africa
The study examines the impact of board attributes, ownership structures and other bank-specific factors on bank risk-taking. Using a sample of 220...
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Assessing and forecasting the market risk of bank securities holdings: a data-driven approach
We use granular information on securities holdings from 2008 to 2021 to estimate the market risk of Italian bank securities portfolios. The market...
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Trade credit and firm investments: empirical evidence from Italian cooperative banks
By exploiting a unique and proprietary panel dataset comprising 6480 Italian SMEs having a relationship with 99 cooperative banks over the period...
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Does governance matter for bank stability? “MENA region case”
This study aims to contribute to settling the lack of consensus regarding the determinants of bank stability, not only by considering the board of...
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Digitalization and stability in banking sector: a systemic risk perspective
This paper analyzes the relationship between digitalization and systemic risk of commercial banks using data from listed commercial banks from 2010...
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The impact of corporate governance mechanisms on mitigating banks’ propensity for risk-taking
This study aims to examine the impact of enhanced corporate governance procedures on the level of risk-taking exhibited by banks. Between the years...
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Why do banks require minimum balance to avoid a fee?
Large banks in the United States waive their monthly account fee if depositors maintain above a certain minimum balance in their account. This...
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No Reason to Worry About German Mortgages? An Analysis of Macroeconomic and Individual Drivers of Credit Risk
This paper analyzes the macroeconomic and borrower-specific credit risk factors of residential real estate mortgages in Germany. Relying on a...
