Abstract
To regulate →electronic money, the European Commission adopted the second e-money directive 2009/110/EC in 2009, which was incorporated into the →payment services supervision act in 2011. The directive defines the characteristics of e-money transactions as well as the type of e-money institutions, which have to meet lower capital requirements compared to a →banking license and thus should facilitate the market entry for new providers.
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Alt, R., Huch, S. (2022). E–H. In: Fintech Dictionary. Contributions to Finance and Accounting. Springer Gabler, Wiesbaden. https://doi.org/10.1007/978-3-658-36056-6_2
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