Search
Search Results
-
Impact of financial literacy on savings behavior: the moderation role of risk aversion and financial confidence
This research examines the impact of financial literacy on the savings behavior of investors residing in the Gulf Cooperation Council (GCC) region....
-
Determinants of mergers and acquisitions among Finnish cooperative and savings banks
This study is the first to examine mergers and acquisitions among small, regional stakeholder banks that belong to the same group. Using data on...
-
Risk Attitude, Health Status, and Household Financial Investment Behavior
With the vigorous development of the Chinese financial market, family financial transactions have been increasing, and financial products continue to...
-
Housing Types, Financial Literacy, and Household Financial Investment Behavior
It is well known that the past decade has been a golden period for Chinese real estate development in China. Houses, as a major asset class, have...
-
Fintech Revolutionizing Financial Services: The Case of Virtual Savings and Credit Supply Technological Platforms in Africa
Alternative finance has dwelt on financial services provided through alternative platforms and the mobile phones pioneered a retail electronic...
-
Modeling of factors affecting investment behavior during the pandemic: a grey-DEMATEL approach
The study intends to examine the cause-and-effect relationship between Covid-19 and the factors affecting investment behavior in a South Asian...
-
Do sustainability attributes play a role for individuals’ decisions regarding unit-linked life insurance? A survey research on German private investors
The aim of this paper is to investigate the relevance of sustainable product attributes as compared to ongoing costs and risk–return profiles when...
-
How heuristics in judgement influence the securities investment decision process
Heuristics and biases are a widely researched topic in the field of behavioral finance. Yet, most studies only investigate the effects of heuristics...
-
Household Saving in Times of Crisis
In times of economic uncertainty, understanding household saving behavior is of particular importance to researchers and policymakers alike. We...
-
Managerial Beliefs and Banking Behavior
We use a large sample of US banks to construct a new indicator of managerial beliefs based on bank provisioning. This indicator does not only...
-
What Triggers Consumer Adoption of Central Bank Digital Currency?
Central banks around the world are examining the possibility of introducing Central Bank Digital Currency (CBDC). The public’s preferences concerning...
-
Effects of risk tolerance, financial literacy, and financial status on retirement planning
In this study, we investigate the effects of retirement planning on the economic and psychological factors of consumers using a large sample drawn...
-
Understanding customers’ usage behavior towards online banking services: an integrated risk–benefit framework
The present study integrates perceived risk and perceived benefit with unified theory of acceptance and use of technology 2 (UTAUT2) to propose an...
-
Capital Regulation, Bank Behavior, and Market Structure
In light of five decades of regulatory effort based at least in part on minimum capital requirements, one might anticipate that a perusal of the...
-
Business cycles influences upon customer cross-buying behavior in the case of financial services
Customer cross-buying behavior (CCBB) still represents a key marketing topic for professionals and academics. Marketing research identified several...
-
The Impact of Third-Party Financial Products on the Consumer Loan Services Market in the Banking Sector: An Analysis of Sales Progress and Consumer Behavior
Certain predominant Banks astride across India stayed esoterically stable while graphing nascent opportunities in retail banking sectors to intensify...
-
Two sides of the same coin: The simultaneous effects of spending and saving needs on budget estimation
This research explores how consumers plan for their personal finances, focusing on the simultaneous effects of spending and saving needs in...
-
Performance dispersion among target date funds
There are significant differences in the performance of Target Date Funds (TDFs) with the same target year. Using a unique dataset from Morningstar,...
-
How does retirement affect optimal life cycle portfolio allocation between stocks and bonds?
Portfolio allocation decisions over the life cycle depend, among many factors, on the retirement income as well as risks and choices faced in...
-
Bank Switching and Interest Rates: Examining Annual Transfers Between Savings Accounts
We study the savings transfers between banks by retail depositors. Our sample comprises annual savings account data from the Netherlands for the...
