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Does health insurance mitigate the economic impact of negative health outcomes? Evidence from Ghana’s National Health Insurance Scheme
In many develo** countries, financial risk protection for health is under-developed and negative health outcomes can be impoverishing. In this...
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Cargo Insurance in the Russian Federation: Current State, Efficiency and Development Paths
AbstractThe article examines the cargo insurance segment in the Russian Federation. The trends of this type of insurance have been studied in...
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What Influences the Demand for a Potential Flood Insurance Product in an Area with Low Previous Exposure to Insurance? – A Case Study in the West African Lower Mono River Basin (LMRB)
Floods portray a severe problem in the riverine areas of West Africa while more frequent and intense heavy precipitation events are projected under...
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Brexit and the European Insurance Market An empirical Analysis of the Impact on the Structure of the European Insurance Market, Stock Market Reactions and the Solvency II Supervisory Regime
With the Brexit referendum more than 50% of the British population voted in favour of the UK leaving the EU. Since that event, much speculation has... -
Banks and Markets from an Insurance Perspective
This article aims to clarify the analogy between contingent claims in a complete market and banking contracts in a capitalized financial intermediary...
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Multiple dimensions of private information in life insurance markets
A growing amount of literature has shown the unavailability of a positive correlation between insurance coverage and ex post risk, even though the...
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Learning from natural disasters: Evidence from enterprise property insurance take-up in China
This paper examines the causal impact of natural disasters on property insurance take-up of firms. Using the data of industrial firms in China, we...
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The impact of climate risk on the asset side and liability side of the insurance industry: evidence from China
The impact of climate risk on the insurance industry has attracted the attention of the industry and regulators. Based on data of the insurance...
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A Consolidated MCDM Framework for Overall Performance Assessment of Listed Insurance Companies Based on Ranking Strategies
The main objective of this study is to analyze the performance of non-life insurance companies operating in the Turkish insurance industry with a...
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Agricultural Insurance as a Factor of Sustainable Agricultural Development
Producers of agricultural products face various risks that can disrupt the production cycle. Agricultural insurance is inextricably linked to the... -
An examination of the impact of health insurance enrollment in reducing racial health disparities
This paper investigates the effects of health insurance enrollment on health disparities among different racial groups in the United States. Two...
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Does health insurance affect illness-related absenteeism at the workplace in Ghana?
The paper investigates whether health insurance expansion affects illness-related absenteeism at the workplace among workers in Ghana. The paper...
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Early-life disaster experience and commercial insurance demand: evidence from the Great Famine in China
We examine the impact of early-life famine experiences on commercial insurance demand in this paper. Using household-level data from China, we show...
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Are life insurance futures a safe haven during COVID-19?
This study aims to examine whether life insurance futures can serve as a hedge against the COVID-19 pandemic and whether they have the...
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The impact of long-term care insurance on household consumption and sustainability among aged people in China
Long-term care insurance is beneficial for boosting household consumption, thereby holding significant value in promoting economic recovery and...
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Risk sharing rule and safety loading in a peer to peer cooperative insurance model
The evolution of digital technologies is resha** consumer habits and needs, driving process automation, and giving rise to innovative business...
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Birth policy changes and the sustainability of social medical insurance funds: implications for green growth
Given China’s aging population and the introduction of the three-child policy, there are implications for the future population covered by basic...
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What Drives Life Insurance Development in Sub-Saharan Africa? The Role of Information and Communication Technology
This paper analyzes the effect of the diffusion of new information and communication technologies (NICTs) on the development of the life insurance...
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Marriage and divorce: the role of unemployment insurance
This paper examines how changes in household-level risk sharing affect the marriage market. We use as our laboratory a German unemployment insurance...